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What you get:

Medical Residents and Fellows can enroll in the special RBC insurance NO MEDICAL OFFER for up to $8,500 per month* of disability benefits and get up to 5 Months Free*.

  • Simplified application with NO MEDICAL underwriting
  • 25-40% discount
  • Own occupation definition of disability
  • Cost of living adjustment
  • Future income option up to $25,000/month
  • HIV and hepatitis B and C coverage
  • Conversion to long term care coverage
  • $100,000 critical illness insurance as secondary protection with NO MEDICAL
  • Exclusive option to add business protection later on — with premium savings and NO MEDICAL
  • Free coverage – up to 5 months free disability coverage!
Physician Eligibility Maximum Issue Limits Discounts
Resident $4,500 25%
Fellowship program (not in last year of specialty or sub-specialty) $8500 25%
Resident Graduates (last year residents planning to enter family practice) $7,500 25%
Resident Graduates (last year residents planning to enter practice – specialists)to enter practice – specialists) $11,000 25%
Fellowship graduate (last year of specialty or sub-specialty, planning to enter practice) $11,000 25%

Experience Abrams Financial

Dale and his team have been successfully providing creative insurance and investment solutions for medical professionals, business owners and high net income individuals & families for nearly 10 years. Dale ensures that his client’s best interests are consistently met.

Testimonials